Final Expense Basics.
Peace of mind for life’s final costs.
Final expense insurance (sometimes called “burial insurance”) ensures your loved ones aren’t burdened with funeral or end-of-life expenses. These modest, affordable policies offer simple coverage and bring families comfort when they need it most.
Talk with an expert, no obligation.
Types of Final Expense Plans.
Coverage designed to stay simple.
Unlike larger life insurance policies, final expense plans focus on covering end-of-life costs only.
Level Benefit Plans: Full coverage begins immediately. Best if you’re in good health.
Graded/Modified Plans: Partial benefits in the first 2-3 years, full coverage afterwards. Good for those with health conditions.
Simplified Issue: No medical exam required. Just a few health questions.
Guaranteed Issue: Accepted regardless of health. Benefits limited in the first two years.
Side by side plan details.
Costs & Coverage
Affordable coverage, lasting security.
Final expense insurance is designed to be budget friendly and easy to qualify for.
Smaller policy sizes (often $2,500 to $30,000)
Fixed premiums that never increase.
Coverage that never expires (as long as premiums are paid).
Proceeds can be used for funeral costs, medical bills, or other final expenses.
Clear breakdown of premiums and coverage
Our Final Expense Solutions.
Simple coverage for life’s hardest moments.
Planning ahead doesn’t have to be complicated. We’ll guide you through options, explain the fine print, and help you choose a plan that works for your family.
Our goal: no stress, no guesswork, just peace of mind.
Fast, easy enrollment.
Final Expense Insurance FAQs
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Also called burial or funeral insurance, this is a small whole life policy designed to cover end-of-life costs such as funerals, cremation, medical bills, or other final expenses.
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Policies are typically smaller than traditional life insurance, usually between $2,500 to $50,000.
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It’s more common for people over 50, but some carriers offer it to younger applicants. Seniors often like it because health exams can be waived.
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Yes. Some policies are guaranteed issue (no health questions or exams). Others ask a basic health questions but still accept most applicants.
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Premiums vary based on age, gender, health, and coverage amount. These plans are generally designed to be affordable, even on a fixed income.
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Yes. Most final expense policies pay benefits directly to your beneficiary or funeral home, often within a few days of claim approval. That helps prevent your loved ones from carrying financial burdens.