Additional Coverage.
Original Medicare covers many services, but not everything. Everyday needs like dental, vision, or even unexpected medical costs can still leave gaps. That’s where additional coverage comes in. Options designed to provide peace of mind and protect against expenses Medicare does not cover.
Dental & Vision Plans
Routine dental and vision care aren’t part of Medicare, but many people consider them essential. Additional plans can help cover:
Regular cleanings, exams, and dental work
Eye exams and treatment
Allowances for glasses or contacts
Final Expense Insurance
Final expense insurance is a small life insurance policy, sometimes as low as $2,500 death benefit, that helps cover funeral and burial costs. It’s typically easier to qualify for than traditional life insurance and gives your family financial relief at a difficult time.
Cancer & Critical Illness Coverage
A serious diagnosis often brings unexpected bills on top of treatment. These policies pay a lump sum cash benefit you can use as needed. Whether that’s for medical costs, travel, or everyday living expenses while you recover.
Hospital Indemnity Insurance
Hospital stays can come with extra costs Medicare doesn’t cover. Hospital indemnity plans provide a daily cash benefit for each day you are admitted. That gives you flexibility to pay for deductibles, lost income, and even transportation.
Why It Matters.
These coverages are optional but offer an extra layer of financial protection. Our role is to walk you through the options and help you decide what’s right for your situation.
Schedule a call to review your options
Additional Coverage FAQs
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No. Routine dental (cleanings, fillings, dentures) isn’t covered. You’ll need a separate dental plan.
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Routine exams are not covered. Medicare only covers medically necessary eye care (for example, cataract surgery). Vision insurance fills the gap.
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Hearing aids and exams are not covered. Private coverage is needed.
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No. Medicare covers short-term skilled nursing, but not custodial long-term care.
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Yes. You can add dental, vision, hearing, and other plans to round out your coverage.
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We will help you compare standalone plans versus Advantage plans with add-ons so you receive complete protection.