Additional Coverage to round out your Medicare.
Original Medicare covers many services, but not everything. Everyday needs like dental, vision, or even unexpected medical costs can still leave gaps. That’s where additional coverage comes in. Options designed to provide peace of mind and protect against expenses Medicare does not cover.
Dental, vision, hearing, and more. Part ABC helps you round out your Medicare coverage with the right add on plans for your needs — including The Part ABC Cushion™ for extra protection against serious illness, hospital stays, and recovery.
Common Gaps People Fill:
Dental. Cleanings, fillings, dentures, and major work aren't covered by Original Medicare. Standalone dental plans pick up where it stops.
Vision. Medicare covers medically necessary eye care like cataract surgery, but not routine exams, glasses, or contacts. Vision plans handle the everyday stuff.
Hearing. Hearing exams and hearing aids generally aren't covered. Add on coverage helps with both.
Cancer, Stroke, and Heart Attack Coverage. A cancer, stroke, or heart attack brings bills Medicare wasn't built to cover. These plans pay a lump sum you can use however you need.
Hospital Indemnity Insurance. A hospital stay can mean deductibles, co-pays, and lost income Medicare doesn't cover. These plans pay a daily cash benefit for every day you're admitted.
Short-Term Recovery Care. Medicare's short-term nursing coverage doesn't last long, and recovery often takes longer. These plans pay a cash benefit to help cover the gap.
Serious illness, a hospital stay, and a longer recovery often happen together, which is why we bundle protection for all three under one name: The Part ABC Cushion™.
Standalone Plans vs. Advantage Add Ons
Some Medicare Advantage plans bundle dental, vision, and hearing in. Whether a bundled plan or standalone add ons make more sense depends on how much of that care you actually use and what's included. We'll compare both paths with you so you're not paying for coverage you won't use or missing coverage you need.
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Dental & Vision Plans
Routine dental and vision care aren’t part of Medicare, but many people consider them essential. Additional plans can help cover:
Regular cleanings, exams, and dental work
Eye exams and treatment
Allowances for glasses or contacts
Final Expense Insurance
Final expense insurance is a small life insurance policy, sometimes as low as $2,500 death benefit, that helps cover funeral and burial costs. It’s typically easier to qualify for than traditional life insurance and gives your family financial relief at a difficult time.
Cancer, Stroke & Heart Attack Coverage
A serious diagnosis often brings unexpected bills on top of treatment. These policies pay a lump sum cash benefit you can use as needed. Whether that’s for medical costs, travel, or everyday living expenses while you recover.
Hospital Indemnity Insurance
Hospital stays can come with extra costs Medicare doesn’t cover. Hospital indemnity plans provide a daily cash benefit for each day you are admitted. That gives you flexibility to pay for deductibles, lost income, and even transportation.
Short-Term Recovery Care
Recovering from a hospital stay, surgery, or serious illness often takes longer than Medicare's short-term skilled nursing coverage lasts. Short-term recovery plans provide a cash benefit for home health visits, rehab, or a covered nursing stay, so a slower recovery doesn't turn into a financial setback too.
Why It Matters.
These coverages are optional but offer an extra layer of financial protection. Our role is to walk you through the options and help you decide what’s right for your situation.
Schedule a call to review your options
Additional Coverage FAQs
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No. Routine dental (cleanings, fillings, dentures) isn’t covered. You’ll need a separate dental plan.
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Routine exams are not covered. Medicare only covers medically necessary eye care (for example, cataract surgery). Vision insurance fills the gap.
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Hearing aids and exams are not covered. Private coverage is needed.
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No. Medicare covers short-term skilled nursing, but not custodial long-term care.
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Yes. You can add dental, vision, hearing, and other plans to round out your coverage.
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We will help you compare standalone plans versus Advantage plans with add-ons so you receive complete protection.